Senior Lombard Credit Officer
- Posted: 18/04/2024
- Salary: -
- Location: geneva, Switzerland
- Job Type: Permanent/Fixed Term
The Swiss Credit Risk team plays a crucial role within our organization, focusing on the meticulous structuring, implementation, review, and management of all client loans within Switzerland.
Key Responsibilities:
- Evaluate and structure Life Insurance Policy financing, encompassing ULIP and Wrapper, including meticulous review of legal documentation.
- Analyze and structure both standard and non-standard credit transactions, conducting comprehensive collateral risk assessments, borrower risk evaluations (covering diverse entities such as financial institutions and funds), legal risk assessments (including regulatory and cross-border considerations), and compliance risk analysis.
- Provide essential support to the Swiss Head of Credit Risk and Group Credit, ensuring seamless operations.
- Collaborate with Chief Risk Officers (CROs) and Business Heads of both Swiss and international Business Units on various credit-related matters, ranging from structuring to margin calls.
- Uphold high standards of submission quality for review by the Group Head of Credits and Executive Credit Committee.
- Contribute to internal projects aimed at advancing and refining the credit risk function on both Swiss and international fronts.
- Manage credit reviews efficiently, ensuring timely completion and maintaining high-quality standards.
Skills and Experience:
- Hold a university degree in Finance, Economics, or a related field.
- Possess a minimum of 10 years' experience in structured credit, with expertise in national and international financial markets.
- Proficiency in written and spoken English is essential; fluency in French, German, and Italian is advantageous.
- Exhibit strong leadership and communication skills.
- Demonstrate in-depth knowledge of various financial assets.
- Have a solid understanding of life insurance policy financing, including risk assessment and documentation.
- Ability to analyze corporate documents and financial statements proficiently.
- Comprehensive understanding of legal aspects related to credit transactions is necessary.
- Familiarity with Murahaba financing is a plus.
- Proficiency in the MS Office suite is required.
- Experience working with trusts and foundations as counterparties, particularly in relation to Life Insurance Policy Financing, is beneficial.
- Capable of working independently and under pressure in a dynamic environment, while also embodying an entrepreneurial spirit and fostering teamwork.
- Solution-oriented and pragmatic approach to problem-solving.
Our Values:
- Accountability: Taking ownership of tasks and challenges while continuously seeking improvement.
- Hands-on: Proactively delivering high-quality results in a timely manner.
- Passionate: Committed to excellence and striving for continuous improvement.
- Solution-driven: Focusing on client outcomes with a risk-aware mindset.
- Partnership-oriented: Promoting collaboration and teamwork with an entrepreneurial spirit.
Grace Quinn
Senior Consultant